Luis Farjado
Tighter lending standards, rising borrowing costs, skyrocketing interest rates - name it, and the real estate industry has faced it all. After Covid - 19 pandemic, real estate financing underwent a metamorphosis and the whole dynamics of the sector experienced monumental shifts. Amidst all this volatility, the Federal Open Market Committee (FOMC) has announced its decision to keep the interest rates steady, bringing in that much-needed recovery in the sector.
This decision injects a sense of relief for real estate investors and also signals that interest rates can decrease if market conditions align favorably in the coming year. However, complexities still persist when it comes to real estate financing as borrowing costs continue to pose obstacles for those involved in real estate transactions. Navigating these financial challenges demands innovative solutions and strategic partnerships and “Funded Capital” can act as a vital ally in this landscape. By providing customized financing solutions and proactive strategies, Funded Capital effectively mitigates market uncertainties and ensures smoother transitions for its clients.
Funded Capital: Redefining Real Estate Financing
In this landscape fraught with uncertainty, private lending firms like Funded Capital emerge as a ray of hope for real estate owners and investors. Founded by Luis Fajardo in 2019, this private lending firm offers both short and long-term loans for diverse investment ventures including fix and flips, ground-up construction, and multifamily properties, providing various loan options which are designed to meet client’s requirements. Contrary to conventional banks with tough lending conditions and narrow criteria, Funded Capital operates on a “personalized” approach, aiming at a low criteria asset based lending. Moreover, they offer leverages of up to 90% of the purchase price and 100% financing for construction or remodeling costs, while still maintaining competitive rates. This holistic process will not only provide immediate financing in these turbulent times but also give the customers much-needed peace of mind and flexibility.
Funded Capital excels in serving as a crucial link between investors in search of swift and cost-effective capital and the subsequent investment properties or projects. Their commitment to a seamless lending process ensures that clients can access capital precisely when they require it. Additionally, the streamlined low-documentation screening and underwriting procedures position Funded Capital as one of the most user-friendly lenders in the industry.
What distinguishes them from their competitors and traditional lenders is their unwavering customer-first approach. Their team of seasoned professionals is dedicated to providing personalized guidance and support to customers throughout the entire lending journey. Whether you have inquiries about loan terms, interest rates, or eligibility, rest assured that industry experts will address them, ensuring complete satisfaction.
Weathering Economic Storms: The Funded Capital Way
With customer-centricity at its ethos, Funded Capital can cope with economic hardships. Though the market has dealt with significant headwinds in the past few years, it has demonstrated remarkable resilience and has achieved over 40% growth every year since its inception. By broadening its lending parameters and keeping rates competitively low, the company has already established a presence in 44 states.
With his entrepreneurial spirit and dedication to empowerment, Luis Fajardo has transformed Funded Capital into a recognized leader in the real estate sector, earning the trust of industry stakeholders. Looking Forward, Luis Fajardo envisions Funded Capital expanding its reach and impact by providing personalized and innovative lending solutions, across the country. Intending to become a multi-billion-dollar fund and further lowering interest rates, Luis aims to make real estate financing more accessible to all. So, as the sector continues to evolve, Funded Capital will help borrowers make informed decisions and empower them, transforming dreams into reality.
Photography by: Courtesy of Luis Fajardo
